Mortgage Rates

[Mortgage Made Easy]

Current Rates to Open Week Nov 10, 2018

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.39% High Ratio Purchase, Owner Occupied, Close in 45 days (90% lTV in AB max)

5 Year Fixed - 3.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.59%
3 Year Fixed - 3.39% * High Ratio
4 Year Fixed - 3.74%
5 Year Fixed - 3.49% to 3.69% * High Ratio
5 Year Fixed - 3.59% to 3.89% * Conventional

5 Year ARM/VRM - 2.95%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.89% - 4.04%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 11, 2019

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.29% High Ratio Purchase, Owner Occupied, Close in 45 days (90% lTV in AB max)

5 Year Fixed - 3.23% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.49%
3 Year Fixed - 3.39% * High Ratio
4 Year Fixed - 3.59%
5 Year Fixed - 3.23% to 3.44% * High Ratio
5 Year Fixed - 3.34% to 3.59% * Conventional

5 Year ARM/VRM - 3.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.54% - 3.64%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 18, 2019

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.14% High Ratio Purchase, Owner Occupied

5 Year Fixed - 3.14% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 3.24% * High Ratio
4 Year Fixed - 3.41%
5 Year Fixed - 3.14% to 3.39% * High Ratio
5 Year Fixed - 3.39% to 3.49% * Conventional

5 Year ARM/VRM - 3.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.39% - 3.49%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 1, 2019

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.14% High Ratio Purchase, Owner Occupied

5 Year Fixed - 2.94% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 3.14%
4 Year Fixed - 3.24%
5 Year Fixed - 2.94% to 3.19% * High Ratio
5 Year Fixed - 3.24% to 3.34% * Conventional

5 Year ARM/VRM - 3.20% - 3.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.24% - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 8, 2019

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.14% High Ratio Purchase, Owner Occupied

5 Year Fixed - 2.94% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 3.14%
4 Year Fixed - 3.24%
5 Year Fixed - 2.94% to 3.19% * High Ratio
5 Year Fixed - 3.24% to 3.34% * Conventional

5 Year ARM/VRM - 3.20% - 3.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.24% - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 3, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 2.96%
4 Year Fixed - 3.09%
5 Year Fixed - 2.69% to 2.89% * High Ratio
5 Year Fixed - 2.69% to 2.89% * Conventional

5 Year ARM/VRM - 2.70% - 3.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.89% - 3.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Aug 5, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 2.89%
4 Year Fixed - 2.94%
5 Year Fixed - 2.49% to 2.74% * High Ratio
5 Year Fixed - 2.64% to 2.89% * Conventional

5 Year ARM/VRM - 2.70% - 3.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

** Rates are on the Rise - Some lenders have increased Rates - 5-Year Bond Yield continues to rise **


Current Rates to Open Week Sept 9, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 2.89%
4 Year Fixed - 2.94%
5 Year Fixed - 2.39% to 2.69% * High Ratio
5 Year Fixed - 2.59% to 2.79% * Conventional

5 Year ARM/VRM - 2.70% - 3.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 7, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 2.69% * High Ratio
4 Year Fixed - 2.69% * High Ratio
5 Year Fixed - 2.54% to 2.79% * High Ratio
5 Year Fixed - 2.69% to 2.89% * Conventional

5 Year ARM/VRM - 2.70% - 3.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.89% - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 14, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:

3 Year Fixed - 2.69% * High Ratio
4 Year Fixed - 2.69% * High Ratio
5 Year Fixed - 2.54% to 2.79% * High Ratio
5 Year Fixed - 2.69% to 2.84% * Conventional

5 Year ARM/VRM - 2.70% - 3.10%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.89% - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Dec 9, 2019

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 60 to 120 day rate protection
Starting at:

3 Year Fixed - 2.69% * High Ratio
4 Year Fixed - 2.69% * High Ratio
5 Year Fixed - 2.54% to 2.74% * High Ratio
5 Year Fixed - 2.69% to 2.84% * Conventional

5 Year ARM/VRM - 2.70% - 3.10%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.89% - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 2, 2020

Prime Rate - 3.95%

Special Rate Offers

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 60 to 120 day rate protection
Starting at:

3 Year Fixed - 2.69% * High Ratio
4 Year Fixed - 2.79%
5 Year Fixed - 2.49% to 2.64% * High Ratio
5 Year Fixed - 2.64% to 2.79% * Conventional

5 Year ARM/VRM - 2.70% - 3.10%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Hi AO members,

I will be in a conference today but wanted to give a heads up that I will have updated mortgage rates on Monday.

They have DROPPED however, the dust has not settled yet so I would like to wait until Monday.

Heads up, fixed rates are currently as low as 2.29% and the variable rates are as low as 2.45% (with discount off of Prime).

Please PM if you are interested in rates today or over the weekend and I will respond as quickly as I can.

Or you can text / email for faster responses...
403-479-0066
tim@timlacroix.com

[Mortgage Made Easy]

Current Rates to Open Week March 9, 2020

Prime Rate - 3.45% DECREASE by 0.50%

Special Rate Offers

5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60-90 days (some restrictions)

5 Year ARM/VRM - 2.35% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 60 to 120 day rate protection
Starting at:

3 Year Fixed - 2.44% * High Ratio
4 Year Fixed - 2.54%
5 Year Fixed - 2.29% to 2.44% * High Ratio
5 Year Fixed - 2.49% to 2.69% * Conventional

5 Year ARM/VRM - 2.45% - 2.75%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.59% - 2.69%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Rates have started to move... Friday evening Scotia made a big move!
- Scotia increase to fixed rates by 0.25%
- Scotia decrease in variable rate discounts from -0.70% to -0.10%

- Equitable Bank decrease in variable rate discounts from -1.00% to -0.25%

And a few other went from -1.00 to -0.80%.
And a couple other non-banks increase fixed by 0.10%

I would image we will see more announcements on Monday. If you are interested in securing some rates for the next 120-days... please PM me as I am working over the weekend to assist my fellow AO members. Or email tim@timlacroix.com.
-

[Mortgage Made Easy]

Current Rates to Open Week March 30, 2020

Prime Rate - 2.45% -----> DECREASE by 1.50%

PROMOTIONS

5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year ARM/VRM - 2.30% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60 days (some restrictions)


Full Feature Rates -- 60 to 120 day rate protection
Starting at:

3 Year Fixed - 2.49% * High Ratio
4 Year Fixed - 3.09%
5 Year Fixed - 2.29% to 2.69% * High Ratio
5 Year Fixed - 2.69% to 2.94% * Conventional

5 Year ARM/VRM - 2.40% - 2.65%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.09% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 20, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year ARM/VRM - 2.10% High Ratio Purchase or Switch Only, Owner Occupied, Close in 60 days (some restrictions)


Full Feature Rates -- 60 to 120 day rate protection
Starting at:

3 Year Fixed - 2.49% * High Ratio
4 Year Fixed - 2.99%
5 Year Fixed - 2.49% to 2.69% * High Ratio
5 Year Fixed - 2.69% to 2.94% * Conventional

5 Year ARM/VRM - 2.30% - 2.45%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.94% - 3.04%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 27, 2020

Prime Rate - 2.45%

PROMOTIONS


5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


5 Year ARM/VRM - 2.10% High Ratio Purchase or Switch Only, Owner Occupied, Close in 120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.39% * High Ratio

5 Year Fixed - 2.54% to 2.69% * High Ratio
5 Year Fixed - 2.54% to 2.89% * Conventional

5 Year ARM/VRM - 2.10% - 2.45%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week May 11, 2020

Prime Rate - 2.45%

PROMOTIONS


5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


5 Year ARM/VRM - 2.05% High Ratio Purchase or Switch Only, Owner Occupied, Close in 120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.29% * High Ratio

5 Year Fixed - 2.39% to 2.54% * High Ratio
5 Year Fixed - 2.59% to 2.79% * Conventional

5 Year ARM/VRM - 2.25% - 2.45%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week May 18, 2020

Prime Rate - 2.45%

PROMOTIONS


5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


5 Year ARM/VRM - 2.05% High Ratio Purchase or Switch Only, Owner Occupied, Close in 120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.29% * High Ratio

5 Year Fixed - 2.29% to 2.54% * High Ratio
5 Year Fixed - 2.59% to 2.79% * Conventional

5 Year ARM/VRM - 2.15% - 2.45%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.59% - 2.69%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 8, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 2.09% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.85% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.19% * High Ratio

5 Year Fixed - 2.24% to 2.49% * High Ratio
5 Year Fixed - 2.49% to 2.79% * Conventional

5 Year ARM/VRM - 2.00% - 2.35%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.54% - 2.79%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 21, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 2.09% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.85% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.19% * High Ratio

5 Year Fixed - 2.19% to 2.34% * High Ratio
5 Year Fixed - 2.24% to 2.44% * Conventional

5 Year ARM/VRM - 2.00% - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.44% - 2.59%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 29, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.99% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.19% * High Ratio

5 Year Fixed - 2.19% to 2.24% * High Ratio
5 Year Fixed - 2.24% to 2.44% * Conventional

5 Year ARM/VRM - 2.00% - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.44% - 2.59%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 6, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.99% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 2.19% * High Ratio

5 Year Fixed - 2.19% to 2.24% * High Ratio
5 Year Fixed - 2.24% to 2.44% * Conventional

5 Year ARM/VRM - 2.00% - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.44% - 2.59%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 27, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.89% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.95% * High Ratio

5 Year Fixed - 1.94% to 2.14% * High Ratio
5 Year Fixed - 2.10% to 2.39% * Conventional

5 Year ARM/VRM - 1.90% - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.25% - 2.49%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Aug 4, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.84% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.70% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.95% * High Ratio

5 Year Fixed - 1.94% to 2.09% * High Ratio
5 Year Fixed - 2.04% to 2.39% * Conventional

5 Year ARM/VRM - 2.00% - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.19% - 2.39%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Sept 7, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.65% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.84% to 2.04% * High Ratio
5 Year Fixed - 1.99% to 2.2.19% * Conventional

5 Year ARM/VRM - 1.90% - 2.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.04% - 2.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 5, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.64% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

5 Year ARM/VRM - 1.60% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-120 days (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.79% to 2.04% * High Ratio
5 Year Fixed - 1.1.89% to 2..14% * Conventional

5 Year ARM/VRM - 1.85% - 1.90%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.99% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Nov 2, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

5 Year ARM/VRM - 1.45% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.99% * Conventional

5 Year ARM/VRM - 1.45% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Nov 9, 2020

Prime Rate - 2.45%

PROMOTIONS

5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

5 Year ARM/VRM - 1.45% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

-------

Full Feature Rates up to 120 day rate protection
Starting at:

3 Year Fixed - 1.79% * High Ratio

5 Year Fixed - 1.49% to 1.79% * High Ratio
5 Year Fixed - 1.74% to 1.99% * Conventional

5 Year ARM/VRM - 1.45% - 1.80%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 1.94% - 2.14%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice