Mortgage Rates

[Mortgage Made Easy]

Current Rates to Open Week Dec 5, 2016

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.44% High Ratio Only, Owner Occupied, 60-90 days Quick Close

5 Year ARM/VRM - 2.20% High Ratio Only, Owner Occupied

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.29%
3 Year Fixed - 2.34%
4 Year Fixed - 2.39%
5 Year Fixed - 2.69%

NOTE; Refinance transactions have adjusted pricing:
5 Year Fixed - 2.74% -- up to 25 year amortization - add 0.10% for 30 year amortizations

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.25%

HELOC Rates Prime +0.50%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.79%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.09%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.19%* Conventional

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Heads Up everyone...

Rates are changing daily. Lenders are adjusting to the rule changes from Oct 17th and on Nov 30... as well the increase in the 5-Year Bond Yield since the US election.

Along with the increase in standard rates, there are rate Premiums on a variety of products to be aware of:

* Rentals will see a rate premium of approx. 25bps (0.25%) over and above a Principal Owner Occupied Property
* Amortizations over 25 years - we are seeing some lenders with a 10bps rate premium
* Refinances - we are seeing some lenders with different rates on refinances

Along with the mortgage changes and rate premiums... it is very important to reach out early to ensure you understand all your options and protect rates. We do expect to see more changes in the coming months.

Please reach out for a free no obligation call or meeting to discuss your situation and options.

[Mortgage Made Easy]

As most have seen, fixed rates continue to change and we have seen some variable rate discount changes too. Updated rates will be posted Monday - in the meantime, please review existing promotions or PM me for available rates.

This rates won't last much longer!

Purchase Transactions ONLY

5 Year 2.49%
- High Ratio & Conventional
- Must close January 31, 2017

5 year P-45 to -0.50%
- High Ratio & Conventional
- 90 day rate hold

* Not available for switches or rentals

Other terms and rates available... please contact me if you have questions.

[Mortgage Made Easy]

Current Rates to Open Week Jan 2, 2017

Prime Rate - 2.70%

Special Rate Offers

2 Year Fixed - 2.49% High Ratio Only, Owner Occupied, 120 Days Close

5 Year Fixed - 2.49% High Ratio Only, Owner Occupied, 60 days Quick Close
5 Year Fixed - 2.69% High Ratio Only, Owner Occupied, 120 Days Close

5 Year ARM/VRM - 2.10% High Ratio Only, Owner Occupied

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.49%
5 Year Fixed - 2.69%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.74% - 2.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.84%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.09%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.19%* Conventional

Rental Rates
5 Year Fixed - 3.04% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Jan 16, 2017

Prime Rate - 2.70%

Special Rate Offers

3 Year Fixed - 2.44% High Ratio Only, Owner Occupied, 120 Days Close

5 Year Fixed - 2.64% High Ratio Only, Owner Occupied, 45-60 days Quick Close

5 Year ARM/VRM - 2.10% High Ratio Only, Owner Occupied

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.44%
5 Year Fixed - 2.69%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.84%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.20%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.30%* Conventional

Rental Rates
5 Year Fixed - 3.04% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Jan 30, 2017

Prime Rate - 2.70%

Special Rate Offers

3 Year Fixed - 2.44% High Ratio Only, Owner Occupied, 120 Days Close

5 Year ARM/VRM - 2.10% High Ratio Only, Owner Occupied

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.64%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.25%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.84%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.35%* Conventional

Rental Rates
5 Year Fixed - 3.04% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

A few new promotions announced this week.

5 Year Fixed - 2.59% High Ratio Only, Owner Occupied, Must Close March 31st

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

[Mortgage Made Easy]

Current Rates to Open Week Feb 27, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.90% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.64%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.30%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.79%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.94% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 6, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.90% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.64%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.30%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.79%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.94% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 13, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.54% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.90% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.64%

3 Year + ARM - 2.20% * Maturity is May 2020
5 Year ARM/VRM - 2.30%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.79%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.94% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Mar 20, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.49% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.90% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.64%

3 Year + ARM - 2.10% * Maturity is May 2020
5 Year ARM/VRM - 2.05%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.79% - 2.99%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.74%* High Ratio and Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.94% - 3.19%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Special Offer

5-year Fixed @ 2.54%

* Available for All Loan to Values
* Maximum Amortization is 25-years
* Quick Close - Must Close by May 31, 2017
* Owner Occupied Purchases ONLY

[Mortgage Made Easy]

Current Rates to Open Week April 10, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.44% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5-year Fixed @ 2.54%
* Available for All Loan to Values
* Maximum Amortization is 25-years
* Quick Close - Must Close by May 31, 2017
* Owner Occupied Purchases ONLY

5 Year ARM/VRM - 1.90% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.44%
4 Year Fixed - 2.59%
5 Year Fixed - 2.54% * 90-Days
5 Year Fixed - 2.59% * 120-Days

3 Year + ARM - 2.10% * Maturity is May 2020
5 Year ARM/VRM - 2.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.74% - 2.84%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.64%* High Ratio
5 Year Fixed - 6 Month Rate Hold - 2.74%* Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week May 15, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.34% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.80% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.19%
3 Year Fixed - 2.34%
4 Year Fixed - 2.44%
5 Year Fixed - 2.44% * 90-Days
5 Year Fixed - 2.59% * 120-Days

3 Year + ARM - 2.10% * Maturity is May 2020
5 Year ARM/VRM - 2.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.59% - 2.69%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.64%* High Ratio
5 Year Fixed - 6 Month Rate Hold - 2.64%* Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.84%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 5, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.34% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.80% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.64% High Ratio Only, Up to 180-day Hold
5yr fixed – 3.14% High Ratio Only, 9-month Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.19%
3 Year Fixed - 2.34%
4 Year Fixed - 2.44%
5 Year Fixed - 2.44% * 90-Days
5 Year Fixed - 2.54% * 120-Days

3 Year + ARM - 2.10% * Maturity is May 2020
5 Year ARM/VRM - 2.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.64% - 2.74%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.64%* High Ratio
5 Year Fixed - 6 Month Rate Hold - 2.64%* Conventional
5 Year Fixed - 12 Month Rate Hold - 3.25%* High Ratio
5 Year Fixed - 12 Month Rate Hold - 3.44%* Conventional

Rental Rates
5 Year Fixed - 2.84%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 3, 2017

Prime Rate - 2.70%

Special Rate Offers

5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.80% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Extended rate holds for Builds:
5yr fixed – 2.59% High Ratio Only, Up to 180-day Hold

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.31%
4 Year Fixed - 2.44%
5 Year Fixed - 2.49% * 90-Days
5 Year Fixed - 2.59% * 120-Days

3 Year + ARM - 2.10%
5 Year ARM/VRM - 2.00%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.74% - 2.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.59%
5 Year Fixed - 12 Month Rate Hold - 3.44%

Rental Rates
5 Year Fixed - 2.99%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 31, 2017

Prime Rate - 2.95% - INCREASED

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.00% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.34%
3 Year Fixed - 2.34%
4 Year Fixed - 2.44%
5 Year Fixed - 2.89% * 90-Days
5 Year Fixed - 2.99% * 120-Days

3 Year + ARM - 2.40%
5 Year ARM/VRM - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.99% - 3.19%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 2.94%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.24%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Aug 14, 2017

Prime Rate - 2.95%

Special Rate Offers

5 Year Fixed - 2.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.00% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.54% - 2.64%
3 Year Fixed - 2.69% - 2.84%
4 Year Fixed - 2.84% - 2.99%
5 Year Fixed - 2.89% * 90-Days
5 Year Fixed - 2.99% * 120-Days

3 Year + ARM - 2.40%
5 Year ARM/VRM - 2.20%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 2.99% - 3.19%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.09%
5 Year Fixed - 12 Month Rate Hold - 3.99%

Rental Rates
5 Year Fixed - 3.19% - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Sept 29, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.84% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.15% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.04%
4 Year Fixed - 3.14%
5 Year Fixed - 2.97% - 3.04% * 90-Days
5 Year Fixed - 3.09% - 3.19% * 120-Days

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.29% - 2.40%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.34% - 3.44%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.24%
5 Year Fixed - 12 Month Rate Hold - 4.05%

Rental Rates
5 Year Fixed - 3.44%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 23, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.89% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.05% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.99%
5 Year Fixed - 2.97% - 3.04% * 90-Days
5 Year Fixed - 3.09% * 120-Days

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.15% - 2.40%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.39% - 3.49%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.24%
5 Year Fixed - 12 Month Rate Hold - 4.05%

Rental Rates
5 Year Fixed - 3.54%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Nov 20, 2017

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.74% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.01% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.89% * Matures March 1st, 2022
5 Year Fixed - 2.94%
5 Year Fixed - 3.04% to 3.29% * Conventional Purchases

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.30% - 2.70%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.39% - 3.49%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.29%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Jan 1, 2018

Prime Rate - 3.20%

Special Rate Offers

5 Year Fixed - 2.79% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 1.95% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.79%
3 Year Fixed - 2.84%
4 Year Fixed - 2.99%
5 Year Fixed - 2.94% to 3.09% * High Ratio
5 Year Fixed - 3.04% to 3.34% * Conventional

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.30% - 2.70%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.34% - 3.44%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.29%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.34%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Feb 19, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.65%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 3.84%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week March 19, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week April 2, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.04% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.04% to 3.24% * High Ratio
5 Year Fixed - 3.24% to 3.49% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50% - 2.85%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.49% - 3.64%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.64% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week May 7, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.19% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 2.94%
3 Year Fixed - 3.09%
4 Year Fixed - 3.24%
5 Year Fixed - 3.19% to 3.24% * High Ratio
5 Year Fixed - 3.54% to 3.74% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.50%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.64% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.34%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.79% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week June 25, 2018

Prime Rate - 3.45%

Special Rate Offers

5 Year Fixed - 3.14% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.21% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.24%
3 Year Fixed - 3.44%
4 Year Fixed - 3.49%
5 Year Fixed - 3.24% to 3.34% * High Ratio
5 Year Fixed - 3.34% to 3.74% * Conventional

3 Year + ARM - 2.90%
5 Year ARM/VRM - 2.55%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.69% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.54%
5 Year Fixed - 12 Month Rate Hold - 4.10%

Rental Rates
5 Year Fixed - 3.74% - 3.89%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week July 24, 2018

Prime Rate - 3.70%

Special Rate Offers

5 Year Fixed - 3.24% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.46% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.24%
3 Year Fixed - 3.44%
4 Year Fixed - 3.49%
5 Year Fixed - 3.24% to 3.34% * High Ratio
5 Year Fixed - 3.34% to 3.74% * Conventional

3 Year + ARM - 3.15%
5 Year ARM/VRM - 2.75%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.69% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.69%
5 Year Fixed - 12 Month Rate Hold - 4.29%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 1, 2018

Prime Rate - 3.70%

Special Rate Offers

3 Year Fixed - 3.14% High Ratio Purchase, Owner Occupied, Close in 45 days (90% lTV in AB max)

5 Year Fixed - 3.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.50% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.39%
3 Year Fixed - 3.14% * High Ratio
4 Year Fixed - 3.59%
5 Year Fixed - 3.29% to 3.44% * High Ratio
5 Year Fixed - 3.39% to 3.74% * Conventional

3 Year + ARM - 3.15%
5 Year ARM/VRM - 2.90%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.54% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.69%
5 Year Fixed - 12 Month Rate Hold - 3.79 * High Ratio
5 Year Fixed - 12 Month Rate Hold - 4.29%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

[Mortgage Made Easy]

Current Rates to Open Week Oct 29, 2018

Prime Rate - 3.95%

Special Rate Offers

3 Year Fixed - 3.29% High Ratio Purchase, Owner Occupied, Close in 45 days (90% lTV in AB max)

5 Year Fixed - 3.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)

5 Year ARM/VRM - 2.75% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90 days (some restrictions)


Full Feature Rates -- 90 to 120 day rate protection
Starting at:
2 Year Fixed - 3.39%
3 Year Fixed - 3.14% * High Ratio
4 Year Fixed - 3.59%
5 Year Fixed - 3.39% to 3.59% * High Ratio
5 Year Fixed - 3.59% to 3.74% * Conventional

5 Year ARM/VRM - 2.95%

HELOC Rates Prime +0.50%

Refinance Rates
5 Year Fixed - 3.69% - 3.89%

Builder - New Home Mortgage Rates
5 Year Fixed - 6 Month Rate Hold - 3.89%
5 Year Fixed - 12 Month Rate Hold - 3.90 * High Ratio
5 Year Fixed - 12 Month Rate Hold - 4.62%

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice